Unlocking the power of digital mortgages
14-15 November 2024 | Prague
| Speakers |
| Programme |
Day one | Thu 14 Nov 2024 | Morning
HOW SHIFTING TRENDS ARE RESHAPING THE MORTGAGE LANDSCAPE
The mortgage industry is no stranger to change: it’s a dynamic sector that mirrors broader demographic shifts and legal evolutions, governments’ policies and technological developments, evolving economic landscapes and consumers’ demands. How to keep pace with the trends that are reshaping the mortgage industry? Adaptability and innovation seem to be the key to surviving and thriving, as they offer opportunities for growth and prosperity for all stakeholders involved.
2 Multi-apartment buildings' renovations and their impact on mortgages
GODA BUTKIENĖ | Head of Products | Šiaulių bankas, Lithuania
DOVILĖ KALVAITIENĖ | Team Lead of Lending Products Development | Šiaulių bankas, Lithuania
3 Digital mortgages: an ongoing journey, not a destination
HANNA HEINONEN | Director, Secured Consumer Loans | OP Financial Group, Finland
4 Development of the mortgage market in Czech Republic
JAKUB SEIDLER | Chief Economist | Czech Banking Association, Czechia
5 Enabling mortgage experts to push the energy transition
THIBAUT NIVELLES | Founder & CEO | Setle, Belgium
Day one | Thu 14 Nov 2024 | Afternoon
ACHIEVING BETTER OPERATIONAL EFFICIENCY AND IMPROVED CUSTOMER EXPERIENCE
With the advancement of technology, the mortgage industry has been able to digitise almost the entire lending process, and it’s about to undergo a momentous change in terms of speed, efficiency, and productivity. The utilisation of financial technology helped streamline and simplify the mortgage process, thus making the home buying process more accessible and providing a positive customer experience for borrowers. Is the adoption of technology going to override traditional mortgage lending methods, or rather to exist alongside them?
6 Why are banks a key part of the green transition?
JOHN NYSTRÖM | Product Manager | Econans, Sweden
TOPI TIIHONEN | CEO & Founder | SkenarioLabs, Finland
7 Digitising the mortgage approval process: ING's way to straight through processing
THOMAS BERGHAUS | Lead Run Excellence Home | ING-DiBa, Germany
8 'Hey Google, I need a mortgage': how to achieve this?
JORDY STOELWINDER | Product Manager | Vista Hypotheken, Netherlands
ARMAND BAAS BECKING | Sales & Partnership Manager | Datakeeper, Netherlands
9 Sustainable mortgages: driving efficiency and responsibility through digital innovation
TUDOR TRIȘCĂ | Head of Financial Services Technologies | Accesa, Romania
PANEL DISCUSSION
Kick-starting mortgage financing of energy saving renovations
Day two | Fri 15 Nov 2024 | Morning
WATCHWORD: SIMPLIFICATION
Lenders are grappling with margin compression and higher rate environments. Customers are grappling with affordability issues and evolving product needs. But with the right approach, the right partners, and the use of emerging technologies, banks can navigate changing demands of today’s mortgage market, pivot as needed, and continue to provide excellent service to borrowers. Furthermore, why not extend cross-sector value propositions in other directions to take on the role of an ecosystem orchestrator and consolidate various housing journey transactions into one integrated customer experience?
10 How to make mortgages easier for everyone
LOUISA SEDGWICK | Managing Director - Mortgages | Paragon Bank, UK
11 Redesigning the mortgage application journey and scaling a housing eco-system
PLAMENA TOTEVA | Director Mortgage Market | DSK Bank, Bulgaria
12 Delivering a better home buying process
TIGRAN GRIGORYAN | Product Owner | Ameriabank, Armenia
LIANA AGHAYAN | Mortgage Product Owner | Ameriabank, Armenia
13 One mortgage process that fits all: is that possible?
PIA TVERIN | CEO | Nordea Hypotek, Sweden
PANEL DISCUSSION
Maintaining current mortgage revenues while growing new revenue streams in adjacent areas
Day two | Fri 15 Nov 2024 | Afternoon
MAKING HOME HAPPEN
A faster and frictionless borrower experience won't necessarily help support underserved and aspiring homeowners. Rather than missing out on opportunities, let's look at possibilities: who else could we be lending to that we now aren't? Which applicants could be saving on their mortgage payments? Which new homeowners could have had more, and perhaps better, financing options? And as people live for longer, and buy houses later in life, is adding valuable product diversity to the mix the key to broadening the horizon for prospective homeowners?
14 How can the mortgage industry support those sectors of society that are often overlooked into homes fit for a net zero future?
CHLOE TIMPERLEY | Green Mortgage Campaign Lead | Green Finance Institute, UK
15 Unlocking the housing market with long term fixed rate mortgages
ARJAN VERBEEK | CEO | Perenna, UK
PANEL DISCUSSION
First-time buyers: are there modern solutions to old-age problems?
| Sponsored by |
Setle is a Belgian based software development company. Their all-in-one renovation app gives a thorough support in the pre-buying phase of renovation property. An easy-to-use interface that allows everyone get insights on the renovation costs and plan a renovation process in line with the European sustainable transition requirements. With real-time data and user-friendly features, Setle empowers renovators to make better decisions and create transparency. From energy efficiency to maximising property budget, Setle makes ESG renovations worry-free.
Econans is the platform for banks to accelerate the energy transition of buildings. Powered by reliable data & tools.
SkenarioLabs specialises in modelling and monitoring technical, financial and ESG risk metrics for financial institutions and asset managers. These users rely on their platform and expertise to guide their financing and investment choices, while effectively managing risks. SkenarioLabs’ specialist real estate technology combines data, science, statistics and proprietary AI algorithms to deliver accurate, efficient and objective data for all real estate classes.
Accesa is a leading technology company with 20 years of experience in turning business challenges into opportunities and growth. A value-driven organisation, it has established itself as a partner of choice for major brands in Finance, Banking, Retail, and Manufacturing. It covers the complete digital evolution journey of its customers, from ideation and requirements setup to software development and managed services solutions. With more than 1,200 IT professionals, Accesa has a fast-growing footprint, establishing itself as an employer of choice for IT professionals who are passionate about problem-solving through technology. Coming together in strong tech teams with a customer-centric approach, they enable businesses to grow, delivering value for clients, partners, industry, and the community.
| In partnership with |
Oper is a leader in AI-powered cloud-based mortgage software, ensuring a digital origination that supercharges efficiency from contact to contract. Collaborating with 16 financial institutions across 6 European countries, Oper's end-to-end solutions deliver 81% faster mortgage decisions, 90% first-time-right scores, and a 25% increase in customer conversion rates. With a team of over 50 experts, Oper aims to transform mortgage origination with a SaaS platform that combines tailored journeys with unparalleled time-to-launch, anywhere in Europe. Find out more and book a demo: https://www.opercredits.com/.
| Trusted by |
| Venue |
Alongside Prague’s magnificent culture and architecture you’ll discover a cosmopolitan vibe, contemporary entertainment and an array of global cuisines. To make your visit complete, the Hotel KINGS COURT offers an ideal location on Náměstí Republiky and all amenities needed for a perfect stay.
In the heart of historical Prague you’ll find luxury accommodation, enticing food and drink and personalised service.
